Breaking Bad ....

Habits.

I have a serious spending habit.  Not in a "I-can't-stop-myself" habit of shopping/spending, but in a "I spend a freaking lot of money in general". As I lay in bed other night thinking about finances, I actually thought the words "maybe I should get a second job".  WTH? 

I've worked many years to get to the professional level that I have achieved. I make good money and work my fanny off in a full-time job. The last thing I want to do is give up my free time and family time to work another job.  

I have a better idea. How about I just stop slow down the money leak?

Rich and I had a long talk at lunch today about money, our future, where we are and where we want to be. We only (God willing) have 10-15 years left to retire and we have got to get a grip! I'm putting my paycheck on a diet.....a budget. At lunch today I handed over my one single plastic to my husband. I did....I almost broke out in a cold sweat! He looked STUNNED. Like I had just grown a third eye...or dyed my hair periwinkle! I NEVER use my debit card so that little card has been my comfort ~ my "I-need" avenue to a new lipstick (or four), or something frivolus for the kids or grandkids. Now I will be forced to wing it, actually walk in a store to pay cash for my gas, and spend more deliberately.

Yikes!

I think giving up smoking was easier than this will be! I am too much like my own mother (may God rest her sparkly soul!).

Wish me luck and a Zoloft!

Peace